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The cost of living in The Netherlands

Što je ovjerena fotokopija?

One of the biggest unknowns when moving to The Netherlands is the cost of everyday life. Although Western European countries are reputed to be expensive and unattainable, the cost of living in The Netherlands is relatively average and affordable compared to other countries in the area. Costs vary between large Dutch cities such as Amsterdam or Rotterdam versus smaller cities such as Tilburg or Delft. The Netherlands is a country with a high standard of living full of green spaces, excellent public infrastructure and a multitude of options for each individual.

In general about expenses

Supermarkets and grocery prices

When we talk about the cost of living in The Netherlands, food is one of the most affordable. The Netherlands has a wide selection of shops and products in them, some of the most famous shops are Albert Heijn, Jumbo and Lidl. Grocery prices are comparable to Croatian prices, but if you use discount cards such as the Albert Heijn bonus card or promotions such as op = op, which means until stocks run out, so the prices are significantly lower. Chains like Coop, Nettorama and Dirk have discount prices that are lower than other chains. All stores have a wide selection of groceries and offer a wide range of vegetarian and vegan choices. On average, the cost of groceries on a monthly basis is around €500.

Balkan products

There are also shops and restaurants in The Netherlands where you can buy Balkan products. Albert Heijn sells Vegeta and Ajvar, but stores like Kolektiv in Tilburg or Balkan Shop in Rotterdam offer a wide selection of Croatian products such as Domaćica, Cedevita, Ledo products and mlinci pasta. In addition to shops, in Tilburg there is a Bosnian restaurant Klopa with many dishes from the Balkan region, among which the most popular are ćevapi.

Living expenses

The cost of living in The Netherlands is on average from €350 to €900 depending on what type of accommodation you are looking for. Rooms and studio apartments are the most popular among students. There are subsidies from the state for which several criteria need to be met.

Healthcare insurance expenses

For students who want to work alongside their studies, health insurance in The Netherlands is essential for the reason that if you don’t have it you can get a penalty. Health insurance ranges from €109 per month onwards depending on the coverage of the package, but as a student you can apply for Healthcare Allowance. In other words, the Dutch government refunds up to €107 per month for people who do not earn the Dutch minimum wage so you can have health insurance for around €2.

For more information about living and studying in The Netherlands, check out more of our blogs and contact us for more questions!

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